RealtyAll.com

Office 206-414-1327 /fax 253-943-5390 / Broker 206-228-4989 / E-Mail: briando@realtyall.com

1220 So 356th St. C-4 Federal Way, WA 98003

If You want to sell or buy Business/Home/invesstment property,Call us ,You can get best result

Residential Loan

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Loan ApplicationCommercial Loan
Residential Loan

Loan Application

Loan Programs

RealtyAll Mortgage offers a variety of loan programs to fit your home purchase or refinancing needs:

We also offer loans for the following situations:
  • First Time Home Buyers
  • Bad Credit, No Credit, Credit Repair
  • Refinance
  • Debt Consolidation
  • Rehabilitation/Renovation
  • Investment Property
  • Construction Loans
  • Builder Land Acquisitions
  • Mobile Home Loans
  • Commercial Real Estate up to $25 Million Nationally

Apply For A Loan

You can apply for a loan online today! Click here to apply.

　

Fixed Rate Mortgage Products
A fixed mortgage is a type of mortgage loan that is repaid by the borrower making equal monthly payments over a specified period of (30, 20, 15,& 10, 5) years. Since the borrower's payments are 'fixed', the borrower can expect to make the same monthly payment for the entire term of the loan.

    　

  • 30 Year Fixed
    A 30 year fixed mortgage is a type of mortgage loan that is repaid by the borrower making 360 equal monthly payments over a period of 30 years. Since the borrower's payments are 'fixed', the borrower can expect to make the same monthly payment for the entire term of the loan. A 30 year mortgage loan is the most widely accepted program used to finance a residential purchase, and is available for conventional, jumbo, FHA and VA loans.
  • 15 Year Fixed
    A 15 year fixed mortgage is a type of mortgage loan that is repaid by the borrower making 180 equal monthly payments over a period of 15 years. Since the borrower's payments are 'fixed', the borrower can expect to make the same monthly payment for the entire term of the loan. A 15 year mortgage loan is the most widely accepted program used to finance a residential purchase, and is available for conventional, jumbo, FHA and VA loans.
  • 10 & 20 Year Fixed
    Generally less commonly used than the 30 and 15 year programs but offers the borrower additional choices dependent upon their financial condition and financial objectives.

ARM (Adjustable Rate Mortgage )Products
An Adjustable Rate Mortgage (ARM) is a mortgage loan that is most widely known for its low starting interest rate (when compared to the 30 & 15 year mortgage loans). This 'low' introductory rate is used to calculate the mortgage payment for a specified period of time. After this introductory period , the interest rate is adjusted periodically based on a preselected index.

The most commonly used index is the yield on the one-year U.S. Treasury Bill. The new interest rate is determined by adding this index to a set margin (which is determined by the lender). Although there are a variety of adjustable rate mortgage programs available,the most common program is the One Year Adjustable Mortgage (one Year ARM), which is available for conventional, jumbo, FHA loans.

The interest rate on the one year ARM is adjusted once each year for 30 years. APR's on variable rate loans are subject to increase but may decrease from year-to-year, the borrower should be prepared to handle an increase in his/her monthly payment (should the index rate increase).

FHA & VA Mortgage Products

15 & 30 Year FHA Loans

An FHA mortgage loan is insured by the Federal Housing Administration (a division of the Department of Housing and Urban Development (HUD)). Although mortgage lenders provide the mortgage funds, the FHA sets underwriting standards for approving applicants. In many cases, FHA underwriting guidelines are more lenient than conventional (not government insured or guaranteed) underwriting guidelines. This leniency makes it easier for borrowers to qualify for a mortgage loan (low down payment requirements and a higher monthly debt allowance). FHA limits the types of loan programs it insures, but it will insure the more popular 30 year fixed, 15 year fixed and one year adjustable loan programs. However, borrowers are limited to the amount that they can borrow using an FHA-insured mortgage. Applicable loan limits differ by county, so contact Source Financial Services for specifics.

15 & 30 Year VA Loans

A VA mortgage loan is a mortgage loan that is guaranteed by the Department of Veterans Affairs (DVA). One of the biggest advantages of using a VA loan is that the borrower can finance the purchase of a property with no money down. However, VA loans are restricted to individuals qualified by military service. The DVA will guarantee the more popular 30 year fixed and 15 year fixed programs.

If a you believe that you may be eligible for a VA loan, the best place to find out is at the VA's Home Loan web site at www.va.gov/vas/loan/ and to also contact a local VA office. If one is not sure where to obtain the phone number, calling 1-800-827-1000 will give the phone number of the nearest office.

Jumbo Mortgage Products
A jumbo mortgage is a mortgage loan which is larger than the limits set by Fannie Mae and Freddie Mac ($240,000 as of 1/1/99). Since these two agencies will not purchase these types of loans, they usually carry a higher interest rate (to enhance their value and marketability to investors).

Balloon Mortgage Products
A balloon mortgage loan is a type of mortgage loan that has a short term (typically 5 or 7 years), but the monthly payment is computed using a 30 year term. When a borrower uses a balloon loan, he/she will make the monthly payment for the scheduled loan term (5 or 7 years). When this loan term is over, the borrower is required to pay off the remaining balance in one lump-sum payment. If the borrower decides not to sell the property after the loan term is over, the borrower has the option to refinance the mortgage with a new one. A 7/23 balloon mortgage gives the borrower the option to convert to a fixed rate program (for a nominal fee) after the initial term (7 years) is over. If the conversion feature is used, the interest rate for the remaining term of the loan (23 years) will be adjusted once to reflect market conditions, then remain fixed for the remainder of the loan term.

Home Equity Mortgage Products
Home Equity Loans offer you a low-cost way of financing your goals. Home Equity Loans can be used for:
  • Consolidating bills,
  • Vacation plans,
  • Funding college for you or your kids or
  • Financing a major purchase or investment
  • Home Projects

Your home can even provide the funds you need to purchase your next automobile. Best of all, your interest in home equity loans is often tax-deductible - check with your tax professional!

You can apply online, e-mail us or call us at 206-228-4989

Special Situation Mortgage Products
Locks:
  • 15, 30, 45 & 60 Day Locks
  • Extended Locks for 90, 120, 180, 270 & 360 Day Locks
  • Lock & Shop - Lock the rate before you find a home
And:
  • Non-Conforming Condo
  • 100% Financing 80% First mortgages & 20% Second
    mortgages NO PMI!
  • No Income Verification Loans
  • No Asset Verification Loans
  • No Ratio loans
  • Foreign National Mortgages
  • Portfolio Products
  • Construction Loans with one time closing
  • Bridge Loans

Loan Application

　

 

INVESTMENT BUILDING-SHOPPING CENTER            
LIST NO STATUS ASKING PRICE NOI UNITS CAP BUILT LAND BUILDING GRO-MONTH
I1505E AVAIL $1,500,000 $107,280.00 3   2008 21982 4,700  
I1405E AVAIL $420,000   1   1963/1978 23087 2,056  
I1310T AVAIL $400,000   2   1945 6480 2,822  
I1210T AVAIL $2,100,000   27 7.00% 1964 3878    
I1108T AVAIL $320,000              
I0906T AVAIL $870,000 $74,060.00 10 8.00% 1942/1980 22761 4,562  
I0806T AVAIL $945,000 $236,061.00 1       7,872  
I0706T AVAIL $5,000,000 $236,061.00 11 4.72% 2005 1.36 ACRES 16,080  
LAND                  
LIST NO STATUS ASKING PRICE SIZE ZONING          
L0103E AVAIL $999,000 3.04 ACRES BC,RS7.2          
MOTEL                  
LIST NO STATUS ASKING PRICE GROSS SALES UNITS LAND BUILT STATE MANAGER COUNTY
M2311E AVAIL $1,200,000 CLOSED 55 1.98AC 1987 WA    
M2210E AVAIL $1,200,000 $250,000       WA    
M2110E AVAIL $1,700,000   66   1967 WA    
M2010E AVAIL $4,200,000   77   1990 WA    
M1909E AVAIL $3,300,000 $800,000 42 GAS/GROCERY RENT INCOME:$9,000/MO  
M1809E AVAIL $850,000 $160,000 20     WA    
M1709E AVAIL $1,500,000 $400,000 30     WA    
M1606T AVAIL $7,500,000 $3,000,000 64 1.62 ACRES 1998 WA 51000 AQ/FT
M1505E AVAIL $850,000 $258,000 23     WA    
M1405E AVAIL $950,000 $260,000 30     WA    
M1304E AVAIL $3,700,000 $900,000 132 3.07 ACRES WA    
M1210T AVAIL $4,800,000 $900,000 72     WA    
M1105T AVAIL $2,400,000 $540,000 64     WA    
M1005T AVAIL $4,600,000 $1,500,000 47     WA    
M0904T AVAIL $4,200,000 $800,000       WA    
M0803T AVAIL $1,480,000 $360,000 21     WA    
GAS STATION / GROCERY              
LIST NO STATUS ASKING PRICE GROCERY / % GAS(Gal)/Cents GP RENT NNN INCOME BRAND
GS6501W AVAIL $850,000 $70000/30% 20000/20 $24,800 WITH PROPERTY   TEXACO
GS6411E AVAIL $200,000 $45000/30% 60000/20 $25,500 $3,000 $1,000   SHELL
GS6311E AVAIL $1,300,000 $45000/30% 60000/20 $25,500 WITH PROPERTY   SHELL
GS6211E AVAIL $1,600,000 $80000/30% 30000/15 $28,500 WITH PROPERTY   76
GS6111E AVAIL $1,500,000 $90000/30% 75000/15 $42,250 WITH PROPERTY CARWASH $4K/MONTH
GS5911T AVAIL $2,300,000 $75000/30% 180000/15 $50,500 WITH PROPERTY    
GS5710T AVAIL $120,000 $30000/30%   $9,000 $3,300 INCLUDED W+G+NNN  
GS5608T AVAIL $1,500,000 $65000/30% 100000/20 $39,500       CHEVRON
GS5507T AVAIL $2,000,000 $70000/30% 750000/20 $44,000     CARWASH $10K CHEVRON
GS5407T AVAIL $3,200,000 $50000/30% 120000/17 $35,400     STARBUCKS$65K+TACO $1250 76
GS5305T AVAIL $1,750,000 $60000/30% 65000/17 $29,000       76
GS5205T AVAIL $1,600,000 $100000/28% 25000/20 $35,000 RENTAL 3UNITS CURRENT $950/MO SHELL
GS5105T AVAIL $3,300,000 $97500/33% 110000/17 $67,500 ESPRESSO $16K + QUIZNO $14K 76
GS5004T AVAIL $100,000 $40000/30% 80000/15 $30,000 $9,000   CAR WASH $8000
GS4904T AVAIL $2,300,000 $170000/25% 200000/13 $68,500 WITH PROPERTY   NON
GS4803T AVAIL $3,990,000 $110000/30% 70000/17 $45,000 WITH PROPERTY $7,734 CHEVRON
GS4703T AVAIL $2,300,000 $105000/36% 67500/20 $48,150 WITH PROPERTY   SHELL
GS3109N AVAIL $230,000 $30000/30% 60000/15C $18,000 $5,500 $1,200   SHELL
GROCERY                  
LIST NO STATUS ASKING PRICE GROCERY / % GAS(Gal)/Cents GP RENT NNN SIZE(SF) OTHERS
G0201W AVAIL $650,000 $53000/35%   $18,550 WITH PROPERTY    
G0101W AVAIL $300,000 $40000/30%   $12,000 WITH PROPERTY    
G9812E AVAIL $300,000 $50000/35%   $17,500 $3,725 $1,000    
G9711E AVAIL $600,000 $55000/30%   $16,500 WITH PROPERTY    
G9611E AVAIL $200,000 $53000/30%   $15,900 $5,000 INCLUDED    
G9508E AVAIL $145,000 $38000/28%   $10,640 $1,600 INCLUDED    
G9307E AVAIL $150,000 $60000/30%   $18,000 $2,900 INCLUDED    
G9207E AVAIL $110,000 $32000/32%   $10,240 $2,500 $250    
G9106E AVAIL $490,000 $70000/30%   $21,000 $4,100   2,000  
G9006E AVAIL $150,000 $40000/30%   $12,000 $2,500   2,400  
G8906E AVAIL $180,000 $40000/25%   $12,000 $3,400 $570    
G8806E AVAIL $750,000 $43000/30%   $17,000 WITH PROPERTY    
G8605E AVAIL $250,000 $35000/25%   $8,750 $1,875 INCLUDED    
G8505E AVAIL $250,000 $43000/30%   $19,350 $6,300 INCLUDED    
G8404E AVAIL $400,000 $65000/30%   $19,500 $3,500      
G8304E AVAIL $800,000 $11500/30%   $34,500 $4,200 INCLUDED    
G8204E AVAIL $600,000 $67500/30%   $20,250 WITH PROPERTY    
G8104E AVAIL $400,000 $73000/30%   $21,900 $4,700 INCLUDED    
G8003E AVAIL $180,000 $53000/25%   $15,900 $2,560 INCLUDED    
G7901E AVAIL $120,000 $30000/25%   $7,500 $2,800     EXTRA INCOME:$2500
G7801E AVAIL $500,000 $75000/30%   $22,500 $2,000      
G7712T AVAIL $50,000 $28000/30%   $8,400 $2,500 INCLUDED    
G7611T AVAIL $90,000 $20000/30%   $6,000 $2,100 $700 1,800  
G7511T AVAIL $85,000 $25000/30%   $7,500 $900 INCLUDED    
G7409T AVAIL $980,000 $60000/40%   $30,000 WITH PROPERTY CHECK CASH $6K INCOME
G7209T AVAIL $100,000 $22000/30%     $1,900 INCLUDED    
G7108T AVAIL $120,000 $45000/30%   $13,500 $1,800 INCLUDED    
G7008T AVAIL $360,000 $60000/30%   $18,000 $3,500      
SMOKE SHOP                
LIST NO STATUS ASKING PRICE GROCERY / % GAS(Gal)/Cents GP RENT NNN SIZE(SF) OTHERS
GSM2009E AVAIL $190,000 $65000/20%   $13,000 $1,200 INCLUDED 1,200  
GSM1908E AVAIL $45,000 $30000/20%   $6,000 $1,200 $500    
GSM1808E AVAIL $40,000 $24000/20%   $4,800 $1,600      
GSM1708E AVAIL $210,000 $70000/20%   $14,000 $3,060 INCLUDED    
GSM1606E AVAIL $230,000 $75000/20%   $15,000 $1,800 $760    
GSM1504E AVAIL $75,000 $20000/17%   $3,400 $1,750 $300    
GSM1404E AVAIL $160,000 $60000/17%   $10,200 $2,500 INCLUDED    
FOOD-AMERICAN , DELI              
LIST NO STATUS ASKING PRICE SALES/MONTH DAILY OPEN RENT NNN SIZE(SF) LEASE
FAM0101W NEW $80,000 $21,990 $733 30 $850      
FAM0912E AVAIL $75,000 $16,500 $550 30 $3,000   4,000  
FAM0808E AVAIL $320,000 $35,200 $1,600 22 $3,750 $750 2,500  
FAM0604E AVAIL $400,000 $39,600 $1,800 22 $2,800   2,200  
FOOD-PRETZELS                
LIST NO STATUS ASKING PRICE SALES/MONTH DAILY OPEN RENT NNN SIZE(SF)  
FPR0103E AVAIL $69,000 $21,250 $850 25 $5,700 INCLUDED    
FOOD-COFFEE,TEA                
LIST NO STATUS ASKING PRICE SALES/MONTH DAILY OPEN RENT NNN SIZE(SF)  
FTE0306E AVAIL $55,000 $0   25 $2,600 INCLUDED    
FCO0205E AVAIL $70,000 $17,500 $700 25 $3,500 $250    
FOOD-FAST FOOD FRANCHISE              
LIST NO STATUS ASKING PRICE SALES/MONTH DAILY OPEN RENT NNN SIZE(SF)  
FFR0109E AVAIL $88,000 $13,500 $450 30 $2,300 $300    
FOOD-INTERNATIONAL              
LIST NO STATUS ASKING PRICE SALES/MONTH DAILY OPEN RENT NNN SIZE(SF)  
FNP0103T AVAIL $55,000 $21,000 $700 30 $2,400 $400    
FOOD-CHINESE                
LIST NO STATUS ASKING PRICE SALES/MONTH DAILY OPEN RENT NNN SIZE(SF)  
FC1201E AVAIL $250,000 $37,500 $1,500 25 $2,500 INCLUDED    
FC1101E AVAIL $135,000 $26,400 $880 30 $3,000 INCLUDED    
FC1001E AVAIL $250,000 $33,990 $1,133 30 $3,280 $812    
FOOD-HAMBURGER                
LIST NO STATUS ASKING PRICE SALES/MONTH DAILY OPEN RENT NNN SIZE(SF) LAND(SF)
FH4712E AVAIL $270,000 $30,000 $1,200 25 $3,750 INCLUDED    
FH4609E AVAIL $50,000 $10,000 $400 25 $1,000      
FH4509E AVAIL $100,000 $21,900 $730 30 $2,500 INCLUDED    
FH4409E AVAIL $95,000 $27,000 $900 30 $2,900 INCLUDED    
FH4308E AVAIL $70,000 $21,000 $700 30 $1,750 $650    
FH4207E AVAIL $145,000 $24,000 $800 30 $2,900 INCLUDED    
FH4105E AVAIL $35,000 $11,250 $450 25 $2,600      
FH4003E AVAIL $100,000 $16,250 $650 25 $2,600 $600    
FH3903E AVAIL $195,000 $30,000 $1,000 30 $3,200 $500    
FH3801E AVAIL $159,000